Friday, November 3, 2017

New, new, new instant live chat to answer all mortgage related questions you may have

We installed a chatbox on our website to enable you to ask us any mortgage related questions and get live on the spot answers. Our free advise will help you to make the informed decision you need. It can save you time, and money. Get possible best rate mortgage, the right mortgage when you purchase a property, refinance an old mortgage and or want to get equity out. We deal with institutional and private lenders to get approval. Mortgagepro is your best bet to get the best custom fitted mortgage fits your circumstances.
Easy access to our website is this link!

Monday, December 5, 2016

Estate Home in Calgary for sale or lease to own!

Dream Home! Credit not perfect? Lease TO Own Option Available!
Beautiful 182 Sq.M. two story home for sale or LTO! Calgary, Everglade community SW. 3 Bedrooms, 2.5 bathrooms, den on main floor with French door, totally redone with all new stainless steel appliances. Hardwood floor throughout the main floor. Must see how nice is this home and have a great floor plan. Great location, easy access to ring road and 100 yards to Fish Creek Park. With a 10% down payment vendor will grant 3 years Lease To Own contract. Vendor is a mortgage broker, will assist with financing at appropriate time. $599,000 or 403-616-9114

Thursday, April 14, 2016

How is a 100% mortgage option works, ask MortgagePRO

We are your best bet to not only get you a new mortgage or refinance an old one to save on interest, but provide you with a 100% mortgage approval when you just can not save up for it. Let us discuss your options with you with a FREE session and have your situation analysed come up with the best options and a plan you get your dream home. Good credit, adequate earnings and of course our professionals can help you perhaps to qualify you for a no down payment 100% mortgage, just follow up on as. We also believe educate home buyers to make better decision, are informed enough? If not please take a few minutes to read on, our dedicated educational website will help you to understand mortgages, it will pay back by huge savings. 

How mortgage pre-approvals work and what are the reasons

Now you have decided to purchase a property, for you family or for investment, no matter the reason, but you have no idea if you will qualify for a mortgage or not as you are not a professional mortgage broker like us. You don't even know if your credit qualifies you or how much are you qualified for. Therefore you might just wasting your time looking at $800,000 homes, when you only qualify for a $600,000 home, based on the size of your down payment and earning. You don't even know there are lenders give you a hundred percent mortgage, with no down payment. Why? Because you are not a professional mortgage broker. We are. Our unique ability to combine bank and private funds let us go where others can not. Do yourself a favor, go online and ask for your free consultation with one of our professionals and get informed, analyze YOUR your situation and request and get straight answer what you can and can to afford. Even if you go to your bank, please believe me, they have THEIR best interest in mind, not yours. Any case a second opinion for FREE, might be a way to save a lot of headache and get not only the right rate, but the right mortgage product, fits your interest and not of the lender. Well informed clients make better decision, guaranteed.  Read on mortgages on our mortgage education website and enjoy the saving.

Saturday, April 9, 2016

How to help client short on down payment?

How many times you have heard this: unless the vendor comes down on the price; "I will not have enough down payment to close the deal"  I have heard that from many realtor friend of ours, repeatedly and I have decided to solve this issue to help both, realtor and client with a unique combination of product, where client can borrow the down payment up to 100% of the purchase price. No more last minute surprises, no more disappointed families, crying kids. Direct clients to us for a FREE consultation, we take care the rest, get ready to close.

Tuesday, December 23, 2014

Pay down your mortgage or invest is not an easy question, but you should...

The personal finance debate over whether you should pay off your mortgage or invest your savings, some take a firm stand.
"Eliminating debt, high interest debt is one thing and paying off mortgage debt, low interest obligation is another one" notes Konstanting Kuligin of 
Kevin O’Leary says maximizing your mortgage payments will be the safest investment you’ll ever make, but again, he was only in the mortgage lender business for only a few months, so his statement might not been well funded.

Real experts don’t always agree. Many will tell you: “It is more complicated than that” What, for example, is your earnings, your risk tolerance or your level of discipline when it comes to save? Which direction will you go for greater tax advantage? Yes, tax advantages are one of the main components of every investor to consider.
If you use the $5,000 to pay down the mortgage principal over the next 16 years while (4% interest) maintaining the normal monthly payments, you will have the whole amount paid off in 16.4 years (shaving off almost 9 years) you save more than $56,000 in interest
$5,000 in a portfolio that returns 6% annually in a tax-free savings account, your portfolio would be worth $136,064.40 after 16 years.
Than think about what can you make in a double digit return environment, when your investment funds create double digit return, tax free and the unpaid tax portion will also bring new profit.
 “Assuming mortgage rates will stay at 4%, what is for sure not guaranteed”  says Kuligin.“Double digit return, though it carries some risk, can weather some fluctuations and still be better use of your RRSP funds than paying down your mortgage, the cheapest money you will every borrow” he says.
The bottom line is that the pay down is the best option if you are the conservative type and/or don’t have a lot of investing acumen. If you are comfortable with investing into deals with protected capital and great return, secured by prime real estate– but be sure the money is 
tax-sheltered.” president of MortgagePRO Ltd. Zoltan M. Padar a mortgage brokerage head quartered in Calgary, Alberta, explains the ins and outs of investing into real estate backed mortgages, where you are the bank, "beat the bank, be the bank, it is not a secret, banks most favorite investment vehicles are mortgages, as well as the most lucrative" he added.Visit us and learn more on the best arm chair investment ever been invented, rather you using you own capital, you borrow to invest and write off the cost, how to retire earlier, as smart investor retires early. Are you one?